Don’t borrow if you don’t need
And don’t borrow if you can’t pay
Every one has a family to feed
We all earn money the hard way.
Hard working men grow like a tree
Some grow on them like a parasite
Honey is collected by Honey Bee
And the bear claims his right.
Good men don’t out grow their need
Living in their means check their greed
They don’t spend before they earn
& don’t crop before they sow the seed.
They dig one hole to fill the last one
Their life finally ends up in sorrow
With guilt they live till life is done.
Some men may forget and forgive
And for some it may just be fine
Finally your account you have to give
In front of the accountant divine. - Vasant Khisty
Money has a time value. Moneys worth reduces with time. First of all one should not borrow what is not his. In a circumstance he is compelled to borrow then he should see if he can pay. If you can’t pay and you borrow you are a fraud. Borrowing for need is acceptable, but borrowing for luxury and speculation is like cutting your crop before you even sow.
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